You have important choices to make when you enroll in Medicare AT 65, or during a special enrollment period. We help you understand the options you have and the difference between Advantage Plans and Standard Medicare Supplement Insurance plans so you can make an educated choice.
As independent producers, we handle multiple companies and help guide you to the best fit for your healthcare needs and budget.
The marketplace for long-term care insurance has changed dramatically over the past two decades. When we started in the business we had over 40 companies to choose from. Now, not only are there more restrictions on the applicant, but there are (in our opinion) less than a handful of companies that are worth considering.
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Annuities are a valuable planning tool for people who want to avoid the volatility of the stock market, but more growth opportunity than CDs or Savings typically provide. They can be a safe way to accumulate retirement funds, create immediate income, or build your own “pension”.
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National Association of Insurance Commissioners: Buyer’s Guide for Deferred Annuities (PDF)
There are a number of reasons to buy life insurance. There are also several types of life insurance. It is important for you to choose the right type for your specific need.
Life insurance is not just for a death benefit. There are“Living benefits" in today’s life policies that can provide long term care, tax free income, etc.
National Association of Insurance Commissioners:
Life Insurance Buyer’s Guide (PDF)
Funeral expenses can be just the “tip of the iceberg” when it comes to end of life expenses. According to Google, it can take as much as 6 months or more to settle an estate.
Learn MoreWe purchased our Medigap plan from Texas Assurance Care. By having them review it annually, we have saved thousands of dollars over the past few years and always have great peace of mind about our coverage.
